Loan - Real Estate Industry
Common Documents that may require Notarization (Documents for Domestic Use)
Affidavit of Acceptance
This document typically requires notarization to confirm that the person signing it is indeed the person they claim to be and that they are signing willingly.
Affidavit of Title
Notarization is required to verify the identity of the signer and ensure that they are making truthful statements regarding the title.
Assignment of Mortgage
This document must be notarized to authenticate the transfer of a mortgage from one party to another.
Compliance Agreement
Requires notarization to ensure that all parties agree to comply with certain terms and conditions.
Contract Value Security Agreement
Notarization is necessary for validating the agreement between parties regarding security interests in property or assets.
Declaration of Uncashed or Lost Escrow Trust Check and Indemnity
This declaration needs notarization to confirm the authenticity and intent behind the statement.
Deed of Trust
A critical document in real estate transactions, requiring notarization to validate its execution.
Grant Deed
Must be notarized to confirm that the grantor has transferred their interest in property to another party.
Interspousal Transfer Grant Deed
Requires notarization for legal validation when transferring property between spouses.
Instructions for Proceeds
Typically requires notarization if it involves disbursement instructions related to loan proceeds.
Irrevocable Offer to Dedicate
Needs notarization as it involves a binding offer related to property dedication.
Land Use Restriction
Often requires notarization, especially if it impacts property rights or usage terms.
Lease Agreement (Optional)
While not always mandatory, lease agreements may require notarization depending on jurisdictional requirements or lender policies.
Loan Agreement (Optional)
Similar to lease agreements, loan agreements may require notarization based on specific circumstances or lender requirements.
Mineral Deed
Requires notarization for transferring mineral rights associated with a property.
Mortgage Note (Promissory Note)
Typically requires notarization as it outlines repayment terms for a loan secured by real estate.
Notice of Default (Optional)
May require notarization depending on state laws and lender practices, particularly if it’s part of foreclosure proceedings.
Property Damage Release (Optional)
Notarization may be required if it’s used in settlement negotiations involving insurance claims or property damage disputes.
Quitclaim Deed
Must be notarized as it transfers any interest a grantor has in a property without warranties or guarantees.
Reconveyance Deed
Requires notarization when a trustee reconveys title back to the borrower after loan repayment.
Satisfaction of Mortgage
Needs notarization to confirm that a mortgage has been fully paid off and satisfied.
Special Warranty Deed
Must be notarized as it provides limited warranties about title defects during the grantor’s ownership period only.
Subordination Agreement
Requires notarization when altering lien priority among creditors on a piece of real estate.
Substitution of Trustee with Affidavit of Service and Reconveyance Deed
Needs notarization due to its role in changing trustees and reconveying property titles.
Trustee Settlements
Generally, requires notary services for validating settlements made by trustees.
Disclaimer: This list includes common documents but is not limited to these examples. We are not licensed attorney’s; we inform you for informational and educational purposes. Please contact a licensed attorney for legal advice.